The City of Lewiston is now accepting applications for the Community Housing Rehabilitation Program (CHRP).
CHRP provides federal funds to assist eligible residential property owners located within the City limits to undertake home repairs and improvements. These improvements can range from minor repairs and painting to substantial roof and structural renovations on houses that are in serious disrepair.
1. Preserve existing affordable housing;
2. Provide a suitable living environment for residents;
3. Eliminate slum or blighting influences within a residential neighborhood.
These goals, in turn, are designed to preserve the attractiveness of the neighborhood, provide safe and healthy homes for low- and moderate-income families and ensure that older properties do not become dilapidated and negatively impact the local community.
The program is funded through an annual Community Development Block Grant (CDBG) provided by the U.S. Department of Housing and Urban Development (HUD). Funding amounts vary annually depending on available resources.
Eligible residential property owners within city limits apply for the Community Housing Rehabilitation Program (CHRP). Eligibility is restricted to total household incomes which do not exceed 80 percent of the Area's Median Income (AMI). This income range is determined by HUD for the Lewiston, ID - Clarkston, WA metropolitan area and is adjusted every year. Click here to view the current income limits.
Applications are received and reviewed on a first-come, first-served basis, and are compared to determine priority of the cases. Since funds are limited, applications selected must meet the objectives of the program and will be prioritized based on the greatest need, the income and age of the family, any special needs of the household, and the estimated cost of the rehabilitation project. When an application is received, it is reviewed by staff to determine basic eligibility for income, location and general feasibility. An appointment is made with the owner for a preliminary inspection of the house to determine the rehabilitation needs of the structure.
Once a project is accepted, an Inspector will conduct an inspection of the home to determine eligible repairs and generate a work write-up. The work write-up is reviewed by the applicant and used to select a contractor. An agreement and lien are prepared, to be signed by the owner, and the project can proceed.
Any residential homeowner whose principal home is located within the city of Lewiston and who meets the income requirements can apply for rehabilitation assistance.
Rehabilitation improvements must be for primary residential structure of the property. Examples of eligible improvements include:
CHRP funding does not cover owner labor cost, remodeling or cosmetic improvements.
An individual CHRP loan to an eligible household may not exceed $25,000. CHRP loan amounts are to be determined based on the bids received according to the project work write-up, which is developed following discussion with the applicant and initial inspection. Loans are subject to total allocation of funding received from HUD and further allocations made by the Mayor and City Council each year.
The CHRP offers 3 types of loans that can be used to rehabilitate your home.
If your total family income is in the range of extremely low, as classified by HUD, you may qualify for a forgivable loan. A forgivable loan is a form of a loan in which its entirety, or a portion of it, can be forgiven for a period of time when certain conditions are met. There will be a lien, signed by the homeowner(s), placed on your home for the amount used. Terms of the forgivable loan will be determined by the amount of the project. The lien will be released upon conditions being met.
If your total family income is in the range of low, as classified by HUD, you may qualify for a no interest deferred loan. A no interest deferred loan is a 0% interest rate with no monthly payments once the rehabilitation work is completed. There will be a lien, signed by the homeowner(s), placed on your home for the amount used. Payment in full is required if you transfer ownership, sell, refinance, pass away or otherwise cease to occupy the property as your primary residence. The lien will be released upon payment in full.
If your total family income is low moderate, as classified by HUD, you may qualify for a low interest deferred loan. A low interest deferred loan has a 3% interest rate with no monthly payments once the rehabilitation work is completed. There will be a lien, signed by the homeowner(s) placed on your home for the amount used. Payment in full is required if you transfer ownership, sell, refinance, pass away or otherwise cease to occupy the property as your primary residence. The lien will be released upon payment in full.
Work selected for rehabilitation funds must be completed within six consecutive months (180 days) of approval of the work write-up and execution of the contract, unless extended by approval of the Community Development Director. When all work is completed, the Inspectors will inspect the work and, upon approval, final payment will be released.
For more details, please see the CHRP Guide.
Community Development Specialist
Phone: 208.746.1318 x 7265
215 D St
PO Box 617
Lewiston, ID 83501
Monday - Friday:
8:00 AM - 5:00 PM
Saturday & Sunday: Closed
Departments > Community Development > CDBG: Community Development Block Grant > Community Housing Rehabilitation Program (CHRP)